When you use Finbooks to manage your cryptocurrency transactions, the totals shown in the RT form (e.g. RT41/RT57) may not match the totals in the Finbooks Capital Gains Report. This is expected, and it happens because the two reports are built for different purposes and treat certain items differently.
Below, we explain the two main reasons for this difference, and when the two reports will actually match.
Overview: two reports, two purposes
The RT form is used to report proceeds (corrispettivi) and capital gains for tax purposes. It's built to reflect what you owe under the tax rules, so it also applies specific allowances.
The Finbooks Capital Gains Report is different: it shows only the capital gains and losses coming from the sale or disposal of assets. It doesn't include other types of income, and it doesn't apply any tax allowance. Because of this, the two figures can diverge even when both are correct.
Reason 1: staking income
If you've earned crypto through staking, this is one likely source of the difference.
Staking rewards are classified as income (redditi) for tax purposes, not as a capital gain. The RT form includes staking rewards as proceeds, valued at their market price when received.
The Finbooks Capital Gains Report excludes staking rewards entirely, since it only tracks gains and losses from selling or disposing of assets.
As a result: if you had staking income during the period, the RT form total will be higher than the Capital Gains Report.
If you had no staking activity, this specific cause doesn't apply to you.
Reason 2: the standard allowance
The second cause is independent of staking, and applies to everyone.
The RT form automatically subtracts a standard ⏠2.000,00 allowance (franchigia) from the final capital gain before it's reported.
The Finbooks Capital Gains Report does not apply this allowance â it always shows the full, un-reduced gain.
As a result: the RT form total will be lower than the Capital Gains Report by up to ⏠2.000,00, purely because of this allowance.
âčïž Removal of the allowance
The âŹ2,000 allowance was abolished with effect from 1 January 2025, so it will no longer apply from the 2026 tax return onwards. It still applies to the previous fiscal years.
When will the two reports match?
The RT form and the Finbooks Capital Gains Report will show the same total only when both of the following are true:
you had no staking income during the period
you manually account for the ⏠2.000,00 standard allowance when comparing the two reports (for example, by adding it back to the RT form figure, or subtracting it from the Capital Gains Report figure)
If either condition isn't met, expect the totals to differ â and now you know exactly why.